Strategy for dealing with hail storms

In the wake of a damaging hail event, there are 4 critical processes that must take place to ensure that a building owner is fairly compensated for any insured losses they may have suffered.

1. Detection
A reliable and accurate system for detecting hail and alerting buildings owner to possible damage.

2. Inspection
A trusted roofing and building expert who has the right tools and knowledge to properly inspect and identify even the hardest to find hail damage.

3. Evidence Collection
A trusted expert who knows what information insurance providers require as proof of loss to effectively settle claims.

4. Negotiation
A trusted insurance expert to protect the owner’s interests throughout the claims settlement process.

Detection

65% of hail storms occur outside of the typical 8 to 5 workday. With managers off site, hail storms are often overlooked. A reliable/accurate notification and alerting system like HailFlash®, replaces an owner’s dependence on managers with an automated weather analysis and reporting system that ensures potential hail damage is instantly recognized. Detection of every damaging hail storm is the first step to ensuring hail damage is not overlooked, that insurance is effectively utilized, and that roof repairs/replacements are not paid for in error out of an owner’s capital funds.

Recommendation:
Deploy the HailFlash® monitoring service across your properties

Inspection

Most roof related hail damage is not readily visible to the untrained eye, but looks can be deceiving. Without proper training, millions of dollars of hail damage can easily be overlooked. With proper training, managers and maintenance personnel can perform preliminary hail damage assessments, and an expert roof inspector can be brought in later if needed to confirm findings.

Recommendation:
1. Deploy the free HailFlash® Hail Damage Inspection Training module to all building managers and maintenance personnel each time hail strikes.

2. If you do not already have a relationship with a highly qualified roof inspection expert, we would be glad to provide you with a recommendation to an expert in your area. Please contact us at 877.775.4245.

Evidence Collection

Insurance providers can be very particular in the types of evidence they require policy holders to produce as proof of loss. Having an experienced hail damage expert on your side can help you to move the claims adjusting process along quickly and efficiently.

Recommendation:
If you do not already have a relationship with an evidence collection expert, we would be glad to provide you with a recommendation. Please contact us at 877.775.4245.

Negotiation

Intricate knowledge of insurance policies, coverage, terms, the claims process, and adjusting strategies is key to ensuring that you are fully and fairly compensated for hail related losses. Having an experienced expert on your side to help protect your interests through this process is a must.

Recommendation:
If you do not already have a relationship with an experienced public insurance adjuster, we would be glad to provide you with a recommendation. Please contact us at 877.775.4245.